Reselling Kita Capture
Kita Capture reads the financial documents lenders collect and returns clean, checked data to the lender's systems.
Value Proposition
Kita Capture reads financial documents from the Philippines and other markets, including:
- Bank statements, payslips and certificates of employment
- Credit reports
- Income tax returns and BIR forms, including BIR Form 2303
- Audited financial statements and General Information Sheets
- SEC and DTI registrations, business permits and government IDs
It handles scanned documents and phone photos. For each document it:
- Extracts the fields and transactions
- Validates balances, such as opening balance plus transactions against closing balance
- Flags documents that do not reconcile, for a person to review
- Returns JSON through the API and webhooks, with Excel export
The lender spends less time on manual encoding and catches inconsistent documents earlier.
Target Lenders
- Thrift banks and rural banks
- Digital lenders
- Microfinance institutions
- Financing companies
- SME lenders
Qualification Signals
- Staff encode bank statements, payslips or financial statements by hand
- Loan volume is growing faster than back-office headcount
- Turnaround time from application to decision is a stated problem
- The lender has seen tampered or inconsistent documents
- The lender already uses the Partner's platform for origination or servicing
Decision Makers
- Head of credit or credit operations: owns the problem
- Head of lending or branch operations: owns turnaround time
- IT or digital head: approves the integration
- President or CEO at smaller banks and MFIs: signs
- Compliance or data protection officer: reviews data handling
Pitch Outline
- The problem: hours spent encoding documents, and errors that reach credit decisions.
- The fix: Kita Capture reads the documents, checks the numbers and flags what does not add up.
- The fit: it runs inside the Partner's platform, so the lender changes nothing in its workflow.
- The proof: run the lender's own sample documents.
- The price: per page, no minimum, no setup fee.
Demo Script
- Before the meeting, ask the lender for 5 to 10 sample documents of the types it receives most, with personal data removed if it prefers.
- Run them in the Partner's Capture test account.
- Show the extracted data next to the original document.
- Show a balance check and a flagged document, if the sample contains one.
- Show the Excel export and the JSON the Partner's platform receives.
- Agree next steps: a lender workspace and a pilot volume.
Objection Handling
| Objection | Response |
|---|---|
| "Our documents are low quality." | Kita Capture reads scans and phone photos. Test it on the lender's worst samples. |
| "Our encoders already do this." | Kita Capture frees them for review work, and its balance checks catch errors that manual encoding misses. |
| "What about data privacy?" | Each lender has its own isolated workspace. Kita provides its security and data protection documents on request through the Partner. |
| "What if it gets something wrong?" | Documents that do not reconcile are flagged for review. The lender decides on every loan. |
| "We cannot commit to a volume." | There is no minimum. The lender pays for pages processed. |
Pricing for the Partner
- $0.10 per page
- $0.08 per page above 50,000 pages per month, pooled across all of the Partner's lenders
- No minimum and no setup fee
- The Partner sets its own lender pricing
Example: 70,000 pages in a month across all lenders is 50,000 × $0.10 plus 20,000 × $0.08, a total of $6,600.
Next: White-Label Integration.